12092 ZIP Code – Howes Cave, New York
Located in Howes Cave, New York, ZIP code 12092 is a small ZIP code within Schoharie County with a population of approximately 1,604 residents. At $76,538, the median household income here runs near the New York average and near the U.S. average. Median home values of $189,500 are below the national average, with 64.9% owner-occupied housing (increasing). . Median rent is $1,091, which is near the U.S. average. Housing consists of 57% single-family (increasing), 30% duplex/multi-family.
The area reports an unemployment rate of 2.9%, well below the national average. About 13.4% of residents live below the poverty line, near the national rate. About 29.0% of residents have completed a four-year degree, near the national rate. The population has a median age of 48.6, near the national median. Nearby ZIP codes include 12035, 12160, 12157.
ZIP Code 12092 Data
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ZIP 12092 vs. New York vs. U.S.
| Metric | ZIP 12092 | NY Avg. | U.S. Avg. |
|---|---|---|---|
| Population | 1,604 | 11k | 10k |
| Median Household Income | $76k | $86k | $73k |
| Median Home Value | $189k | $342k | $258k |
| Median Rent | $1,091 | $1,328 | $1,088 |
| Median Age | 48.6 | 44.2 | 43.2 |
| Unemployment Rate | 2.9% | 5.3% | 5.0% |
| Poverty Rate | 13.4% | 11.8% | 13.3% |
| Bachelor's Degree or Higher | 29.0% | 34.4% | 26.9% |
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Nearby ZIP Codes
- 12035 – Central Bridge
- 12160 – Sloansville
- 12157 – Schoharie
- 12031 – Carlisle
- 12066 – Esperance
- 12187 – Warnerville
- 12043 – Cobleskill
- 12071 – Fultonham
- 12166 – Sprakers
- 12053 – Delanson
Nearby ZIP Code Comparison
| ZIP Code | City | Population | Median Income |
|---|---|---|---|
| 12035 | CENTRAL BRIDGE | 484 | $74,107 |
| 12160 | SLOANSVILLE | 834 | $70,595 |
| 12157 | SCHOHARIE | 4,574 | $72,467 |
| 12031 | CARLISLE | 191 | $80,417 |
| 12066 | ESPERANCE | 1,834 | $79,423 |