40854 ZIP Code – Loyall, Kentucky
40854 is a ZIP code serving Loyall, Kentucky in Harlan County with a population of approximately 1,001 residents. The median household income is $24,803 — well below the Kentucky average and well below the national average. At $68,800, median home values run well below the national average, with 63.5% owner-occupied housing (increasing). , and the median rent of $599 is well below the national average. Housing consists of 73% single-family (decreasing).
Unemployment stands at 14.3%, which is well above the U.S. rate. An estimated 36.5% of the population falls below the poverty line, well above the national figure. Bachelor's degree attainment is 8.4%, well below the national average. At 48.9, the median age is near the national figure. Neighboring ZIP codes include 40824, 40873, 40964.
ZIP Code 40854 Data
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ZIP 40854 vs. Kentucky vs. U.S.
| Metric | ZIP 40854 | KY Avg. | U.S. Avg. |
|---|---|---|---|
| Population | 1,001 | 5,902 | 10k |
| Median Household Income | $24k | $55k | $73k |
| Median Home Value | $68k | $139k | $258k |
| Median Rent | $599 | $801 | $1,088 |
| Median Age | 48.9 | 42.4 | 43.2 |
| Unemployment Rate | 14.3% | 5.6% | 5.0% |
| Poverty Rate | 36.5% | 21.4% | 13.3% |
| Bachelor's Degree or Higher | 8.4% | 16.9% | 26.9% |
Demographics Charts
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Education Level (adults 25+)
Nearby ZIP Codes
- 40824 – Dayhoit
- 40873 – Wallins Creek
- 40964 – Mary Alice
- 40806 – Baxter
- 40829 – Grays Knob
- 40830 – Gulston
- 40801 – Ages Brookside
- 40831 – Harlan
- 40819 – Coldiron
- 40818 – Coalgood
Nearby ZIP Code Comparison
| ZIP Code | City | Population | Median Income |
|---|---|---|---|
| 40824 | DAYHOIT | 825 | $28,500 |
| 40873 | WALLINS CREEK | 2,402 | $36,591 |
| 40964 | MARY ALICE | 23 | $14,432 |
| 40806 | BAXTER | 1,664 | $54,122 |
| 40829 | GRAYS KNOB | 24 | Not provided |